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Split a bill

  1. IOUs → New group.
  2. Add expense. Pick who paid and how to split.
  3. Paid someone back? Settle up → Record payment.

Invite someone

  1. Open a group → Invite.
  2. Add their name and email.
  3. On Akoko already? They're added right away. Otherwise share the link.

Log spending or income

  1. Cash flow → Log entry.
  2. Pick Expense or Income.
  3. Several at once: ⋯ → Batch entry.

Import a statement

  1. Cash flow → Import statement.
  2. Upload a CSV or PDF from your bank.
  3. Check each line, then save.

Set a budget

  1. Cash flow → ⋯ → Set budget.
  2. Add planned income: ⋯ → Set income plan.
  3. Copy last month's budget from the same menu.

Add a holding

  1. Portfolio → Add holding.
  2. Set a price alert: the holding's Edit → Price alert.
  3. Prices update when you tap Refresh prices.

Get a starter mix

  1. Desktop: sidebar → Get a fund mix. Phone: Account → Risk tolerance.
  2. Answer 3 questions.
  3. Adopt the ideas you want. Not financial advice.

Set a goal

  1. Goals → Add goal.
  2. Choose a savings goal or a budget.
  3. Open the goal to log progress.

Ask the assistant

  1. Tap Ask on any page. On Portfolio it's open beside your holdings.
  2. Answers use your data. Check before you act.

See alerts

  1. Account → View all notifications.
  2. Price targets and exceeded budgets show here.

Your data

  • Sign in with a passkey or Google. No password to leak.
  • Each account is walled off in the database, not just the app.
  • The AI sees percentages only, unless you allow more in About the AI.

Questions

  • Is any of this financial advice? No. Suggestions and answers help you read your own numbers.
  • Lost the device with your passkey? Sign in with Google if it's linked to your account.
  • Do prices update on their own? No. Tap Refresh prices on Portfolio.
  • Does Akoko email my invites? No. You get a link to send yourself.

About the AI