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About the AI

How Akoko uses AI, and its limits

This is AI and can make mistakes

Check answers before you act on them.

Where AI is used

Only these three. Everything else is plain maths on your data.

  • The assistant
    Answers plain-language questions about your portfolio and spending.
    Generates text
  • Portfolio suggestions
    Proposes a starting mix from your risk, currency and region answers.
    Generates a recommendation
  • Statement imports
    Reads an uploaded file and guesses a category for each transaction.
    Generates a category guess

What it can get wrong

  • It can misread a number, a date or a merchant name on an imported statement.
  • It can sound sure and still be wrong.
  • It does not know anything you haven't recorded in Akoko, and it isn't live market research.
  • It is not a licensed financial adviser, and nothing it says is financial advice.

What it will never do

  • No decisions made for you
    Nothing is bought, sold, saved or settled by the AI. Every suggestion waits for you to confirm it.
  • Always labelled
    Anything AI-generated carries a dashed outline and a label. Your own confirmed data never does.

Your controls

Transparency notice

Akoko's assistant is an AI system within the meaning of Regulation (EU) 2024/1689 (the EU AI Act). We tell you when you're interacting with it and mark everything it generates, under Article 50.